Sarkari Data
Citizen Welfare Programs Directory

Government Schemes & Social Welfare Programs

Permanent, factual overviews of major central government and state welfare programs. Explore statutory eligibility criteria, target beneficiaries, required documents, and official application portals without volatile budgetary figures.

Total Catalogued12 Schemes
Central Government
11 Flagship Schemes →
State Schemes1 State
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Showing 12 of 12 welfare schemes
AgricultureCentral Government
Verified 1 Sep 2026

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

To supplement the financial needs of all landholding farmers' families in procuring agricultural inputs related to crop health, seeds, fertilizers, and domestic agrarian needs.

Target Beneficiaries:

Small, marginal, and landholding farmer families across all States and Union Territories of India

Direct income support of Rs. 6,000 per year transferred directly into the bank accounts of eligible farmer families
HealthCentral Government
Verified 1 Sep 2026

Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (PM-JAY)

To provide universal cashless secondary and tertiary hospitalization cover to economically vulnerable families and universal coverage to all senior citizens aged 70 and above, eliminating catastrophic medical expenses.

Target Beneficiaries:

Bottom 40% vulnerable families identified through SECC 2011 database + all senior citizens aged 70 years and above irrespective of income

Cashless health cover of up to Rs. 5,00,000 per family per year for secondary and tertiary care hospitalization
HousingCentral Government
Verified 1 Sep 2026

Pradhan Mantri Awas Yojana (PMAY-Urban)

To provide all-weather pucca houses with basic amenities (water, sanitation, electricity) to eligible urban households, addressing the housing deficit among lower income strata.

Target Beneficiaries:

Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Group (MIG) families living in urban statutory towns

Central financial assistance up to Rs. 1.5 Lakh for Beneficiary-led individual house construction (BLC)
Financial InclusionCentral Government
Verified 1 Sep 2026

Pradhan Mantri Jan Dhan Yojana (PMJDY)

National mission for comprehensive financial inclusion ensuring universal access to banking facilities with at least one basic banking account for every household.

Target Beneficiaries:

All unbanked adults and households across rural and urban India

Zero balance Basic Savings Bank Deposit (BSBD) account with no minimum balance penalty
Social WelfareCentral Government
Verified 1 Sep 2026

PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)

Special micro-credit collateral-free working capital facility to empower street vendors to restart their informal vending livelihoods and integrate into the formal digital economy.

Target Beneficiaries:

Urban and peri-urban street vendors, hawkers, thelawalas, and informal sellers

Initial collateral-free working capital loan of up to Rs. 10,000 with 1-year tenure
BusinessCentral Government
Verified 1 Sep 2026

Pradhan Mantri MUDRA Yojana (PMMY)

To provide institutional collateral-free micro-credit loans up to Rs. 20 Lakh to non-corporate, non-farm small and micro-enterprises for income generation and business expansion.

Target Beneficiaries:

Micro-entrepreneurs, shopkeepers, artisans, manufacturing units, and small trading businesses

Collateral-free loans categorized into: Shishu (up to Rs. 50,000), Kishore (Rs. 50,000 to 5 Lakh), and Tarun (Rs. 5 Lakh to 10 Lakh / up to 20 Lakh for established borrowers)
EmploymentCentral Government
Verified 1 Sep 2026

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Statutory social security guarantee enhancing the livelihood security of rural households by providing at least 100 days of guaranteed wage employment in every financial year.

Target Beneficiaries:

Adult members of rural households willing to perform unskilled manual labour

Guaranteed minimum 100 days of wage employment per household per financial year
Senior CitizensCentral Government
Verified 1 Sep 2026

Atal Pension Yojana (APY)

A statutory defined-benefit pension scheme administered by PFRDA targeted predominantly at unorganized sector workers to provide old-age financial income security.

Target Beneficiaries:

Unorganized sector workers, daily wage earners, and self-employed citizens aged 18 to 40 years

Guaranteed monthly pension ranging from Rs. 1,000 to Rs. 5,000 starting from the age of 60 years until death
ChildrenCentral Government
Verified 1 Sep 2026

PM POSHAN Scheme (Mid-Day Meal)

Centrally sponsored national nutrition scheme providing hot cooked meals to schoolchildren, improving enrollment, retention, and nutritional status among children in primary and upper primary classes.

Target Beneficiaries:

Children studying in Classes I to VIII in Government, Government-aided, and Special Training Centres

Free nutritional hot cooked lunch on all school days providing prescribed caloric and protein norms (450 calories/12g protein for primary; 700 calories/20g protein for upper primary)
WomenCentral Government
Verified 1 Sep 2026

Pradhan Mantri Matru Vandana Yojana (PMMVY)

A conditional direct cash transfer maternity benefit scheme compensating for wage loss during pregnancy and childbearing while promoting health-seeking behaviour.

Target Beneficiaries:

Pregnant women and lactating mothers for the birth of first and second child (if female child)

Direct cash transfer benefit of Rs. 5,000 for the first child in two installments upon early registration and institutional delivery
EducationCentral Government
Verified 1 Sep 2026

PM-USP Central Sector Interest Subsidy & Scholarship Scheme

To provide financial assistance to meritorious students from economically weaker sections pursuing higher and professional education in colleges and universities.

Target Beneficiaries:

Meritorious students who have completed Class 12 and enrolled in recognized undergraduate/postgraduate degree courses

Annual scholarship grant paid directly via DBT on the National Scholarship Portal (NSP) to cover tuition and academic maintenance
WomenState Government (Maharashtra)
Verified 1 Sep 2026

Mukhyamantri Majhi Ladki Bahin Yojana

State welfare direct benefit initiative to ensure financial independence, health, nutrition, and empowerment for economically underprivileged women in Maharashtra.

Target Beneficiaries:

Women residents and domiciles of Maharashtra aged between 21 and 65 years

Direct financial assistance of Rs. 1,500 deposited every month into the beneficiary's Aadhaar-linked bank account via DBT