Sarkari Data
AuthoritiesCentral GovernmentApex: Ministry of Finance (Statutory Insurance Regulator)

Insurance Regulatory and Development Authority of India (IRDAI)

IRDAI is a statutory body established under the Insurance Regulatory and Development Authority Act, 1999, tasked with regulating and licensing the insurance and re-insurance industries in India.

CategoryAuthorities
JurisdictionCentral Government
Official Websiteirdai.gov.in

Permanent Role & Statutory Function

Apex statutory regulatory body established under the IRDA Act, 1999, responsible for the licensing, regulation, solvency monitoring, and policyholder protection across life and non-life insurance sectors.

Constitutional & Executive Responsibilities

1

Licensing and regulation of life, general, and health insurance companies and intermediaries

2

Protection of the interests of policyholders regarding claim settlement, terms, and surrender values

3

Promoting efficiency and solvency in the conduct of insurance business

4

Expansion of insurance penetration across rural and underserved sectors (Bima Vistaar)

5

Standardization of health insurance policies and cashless hospital network rules

Major Organizations, Subordinate Bodies & Statutory Boards

Insurance Information Bureau of India (IIB)
Bima Bharosa (Integrated Grievance Management System)
Offices of the Insurance Ombudsmen

Citizen Public Services Delivered

Bima Bharosa Grievance Redressal Portal
Licensed Insurer and Broker Directory
Insurance Policy Portability Portal

Related Identity & Citizen Documents

No direct citizen identity document requirements mapped for this institutional body.

Flagship Schemes & Initiatives

Bima Trinity (Bima Sugam, Bima Vistar, Bima Vahak)

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